• What balance of risk and return am I looking for? The higher the risk, the higher the potential returns should be.
  • What is the minimum recommended term of the investment? If it’s a long-term investment, can I afford to tie up my money for that long?
  • Will I have to pay additional charges if I withdraw my money early?
  • What are the charges? How much would my investment have to grow each year to cover charges?
  • How much of my original investment is secure, if any? If the product includes guarantees, what exactly do they cover and what conditions are attached?
  • How much tax will I have to pay on my return?
  • Could I get a more definite return elsewhere for the same lump sum and term?
  • What happens to my investment if I die?
  • How can I find out how my investment is performing?