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Focus
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Pensions, savings and investments
Eoin Lowry
on 14 Aug 2019
Questions to ask when thinking about investing
If you are considering investing make sure you ask your financial advisor the following questions
Focus
>
Pensions, savings and investments
Eoin Lowry
on 14 Aug 2019
Hands with fertile soil and euro money banknotes, female farmer handful of cultivated land that makes profit and steady income from sustainable agricultural activity like organic growth of crops
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What balance of risk and return am I looking for? The higher the risk, the higher the potential returns should be.
What is the minimum recommended term of the investment? If it’s a long-term investment, can I afford to tie up my money for that long?
Will I have to pay additional charges if I withdraw my money early?
What are the charges? How much would my investment have to grow each year to cover charges?
How much of my original investment is secure, if any? If the product includes guarantees, what exactly do they cover and what conditions are attached?
How much tax will I have to pay on my return?
Could I get a more definite return elsewhere for the same lump sum and term?
What happens to my investment if I die?
How can I find out how my investment is performing?
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