SmartShopper Ciara O'Kelly provides consumer news, advice, analysis and money saving tips.

Legal: how to save money when transferring land
Aisling Meehan
When transferring land, be smart about structuring the transfer to maximise tax incentives such as stamp duty relief and gift tax, writes Aisling Meehan.
Fetch the best pet coverage
1 May 2024 Consumer
Fetch the best pet coverage
From woofs to whiskers, Sarah McIntosh finds out why having pet insurance could save you money long term, and looks at the different providers and options on the market.
Legal: 'who is responsible for fallen trees?'
1 May 2024 Consumer
Legal: 'who is responsible for fallen trees?'
This week’s legal query deals with a house owner who is concerned for his property and his family’s safety after a neighbour’s tree fell into his land. Aisling Meehan advises.
Consumer: low cost-loan scheme for home energy upgrades
A €500m Government backed low-cost loan scheme was launched last week to help consumers upgrade the efficiency of their home, making it warmer and cheaper to run, writes Ciara Leahy.
1 May 2024 Consumer
New loan scheme to help reach retrofitting targets
Government announces details of €500m scheme to facilitate homeowners retrofitting their homes, writes Sarah McIntosh.
24 April 2024 Consumer
Emerging consumer trends for dairy products
One-hundred-and-seventy people attended the Bord Bia dairy markets seminar on Tuesday 16 April to gain insights on trade and consumer behaviours, writes Sarah McIntosh.
20 April 2024 Consumer
Legal: my son and his partner are living in my family home rent-free
Aisling Meehan advises a reader who is having an issue with her son and his partner – they live rent-free in her original family house and she wants them to rent or buy.
17 April 2024 Consumer
Consumer: low-cost finance for retrofitting upgrades
Financial barriers are among the main reasons preventing consumers from retrofitting homes, we break down the different funding options available, writes Sarah McIntosh.
10 April 2024 Consumer
Legal: ‘how can I make Land Direct correct the boundaries?’
A reader is having an issue with their boundary map, but the first place to start may be having a conversation with your neighbour, advises Aisling Meehan.
3 April 2024 Consumer
Consumer: the cost of home energy upgrades
In week two of our retrofit series on SEAI grants available, we break down the different upgrade options and the associated costs, to help you keep the heat in, writes Sarah McIntosh.
3 April 2024 Consumer
Spending your VPRG grant
With up to €50,000 available through the Vacant Property Refurbishment Grant, we list the works that qualify and how much you can get, writes Tommy Moyles.
3 April 2024 Consumer
Consumer: retrofitting your home to unlock better energy
With up to €38,000 available in grants for a retrofit, more people are looking to upgrade the efficiency of their home and reduce their carbon footprint, writes Sarah McIntosh.
27 March 2024 Consumer