As the series draws to a close, Co Cavan offers a useful final comparison of what under €200,000 can mean in rural Ireland. Two homes show why condition can matter as much as the asking price, with one lower-priced village property needing a much larger renovation and the other offering a more straightforward rural cottage at a higher price.

A house at Milltown, Belturbet comes to the market with an asking price of €95,000. Brought to sale by Mark Lawlor Auctioneers, the detached property includes three bedrooms and extends to 150 sq m.

Living room in house at Milltown, Belturbet, Co Cavan.

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It is positioned in the village of Milltown, around 20 minutes from Cavan and 10 minutes from both Ballyconnell and Belturbet.

The house requires restoration or redevelopment, making it the more substantial project of the two.

The listing states that it qualifies for a number of grants, and the Vacant Property Refurbishment Grant may be a key consideration for a buyer, subject to eligibility. There are also sheds to the side and 50m of road frontage, with scope to extend subject to planning permission.

Kitchen in detached house at Milltown, Belturbet, Co Cavan.

Home stats

Price: €95,000.

Address: Milltown, Belturbet, Co Cavan.

Grants: Vacant Property Refurbishment Grant (VPRG).

BER rating: Exempt.

Bus stop: 3.5km away, connections to Cavan Hospital.

Auctioneer: Mark Lawlor Auctioneers (049 952 4444).

2. Aghawee

In contrast, a cottage at Aghawee, Crosserlough, Kilnaleck offers a more ready-to-use option, with an asking price of €130,000.

Selling through Liam Reilly Auctioneer Ltd, the two-bedroom detached stone cottage sits on a 0.3ac site along the Ballinagh to Kilnaleck road.

Accommodation includes two bedrooms, a kitchen, living room with a solid-fuel stove and shower room. The property has oil-fired central heating, a private well, septic tank and a storage shed, giving it a more complete starting point than the Milltown house.

Front view of cottage at Aghawee, Crosserlough, Kilnaleck, Co Cavan.

It is around 4km from Ballinagh, 5km from Kilnaleck and 15km from Cavan town. A Kilnaleck bus stop approximately 2.4km away is served by TFI Local Link Cavan Monaghan. While the cottage appears more immediately usable, buyers may still look at SEAI home energy upgrade supports if they plan to improve insulation, heating or overall energy performance.

For buyers looking under €200,000, the asking price is only the starting point.

Shed at Aghawee, Crosserlough, Kilnaleck, Co Cavan.

Public guidance from the Competition and Consumer Protection Commission (CCPC) advises buyers to allow for other costs. Citizens Information also outlines the Vacant Property Refurbishment Grant for eligible vacant and derelict homes, while SEAI home energy grants can support certain upgrades.

Living room in cottage at Aghawee, Crosserlough, Kilnaleck, Co Cavan.

Home stats

Price: €130,000.

Address: Aghawee, Crosserlough, Kilnaleck, Co Cavan.

Grants: SEAI Home Energy Upgrade and Vacant Property Refurbishment Grant (VPRG).

BER rating: D2.

Bus stop: 2.4km away, TFI Local Link Cavan Monaghan.

Auctioneer: Liam Reilly Auctioneer Ltd. (049 436 7802).