Tick-or-treat: Holly and Lizzie dressed up as their fathers, Stephen Arthur (IFA national dairy committee chair) and Sylvester Bourke for Halloween in school. They attend St Mary's College, Arklow, Co Wicklow. \ Elizabeth Bourke
From Yuuth, a book of poetry by Tom McGahon
I weep for my poor world you know
Which I’ll soon leave behind.
Oh! why are we so silent?
Why are we so blind?
Why can’t we once, just once will do
And to our leaders speak,
To care for lessor mortals
The hungry and the weak.
My tears they fall so silently,
Like every readers voice
For our world in indifference
To greed and whims and vice.
A golden age, must surely come
I pray “oh let it be2
For human kind’s survivor
In peace and harmony,
For protection of our planet
For as long as time may be.
Correlation is *not* causation pic.twitter.com/gEtZigK0l6— Brian Leiter (@BrianLeiter) October 22, 2021
A green mortgage is a mortgage specifically targeted at green buildings. Banks or lenders offer incentives to borrowers to either buy or to renovate an existing building to make it greener. The incentives could be cashback, a lower interest rate or an increased loan amount.
Making a property greener can be improving its BER with such items as better insulation or making them more energy efficient. Banks and lenders view these properties as a lower-risk investment due to the fact they cost less to run and are thought to have an increased value due to their green credentials.
AIB offers a green rate of 2.1% (otherwise 2.35%), while Bank of Ireland offers a 0.3% discount on all fixed rates (one-year to 10-year terms), for B3-rated properties or better. Rates are also dependant on the loan-to-value percentages. Switchers and first-time buyers can all avail of these rates.
We read about a touching event in Skibbereen last week on numerous Instagram accounts, including @skibbereenartsfestival and @charles.mccarthy.west.cork
Charles wrote: “Traditionally in Skibbereen as I am sure many other Irish provincial towns & villages, it was customary, if a funeral was passing your place of business that you would close your door and dim your lights as a mark of respect. This evening to acknowledge the number of people who died during COVID-19, whose funerals took place quietly and without the usual ceremony and community gathering, the Skibbereen Arts festival organised a procession of light through the town and as per tradition all businesses dimmed their lights but also put a candle in their window to remember those dearly departed.”
“They lived and laughed and loved and left.” – James Joyce.
1,076 – the average amount, in euros, returned when claiming tax back over a four-year period.
Read more on Consumer Watch.
From psychotherapist Enda Murphy:
We all need to understand that everyone is different. It can’t always be one sided. Life is not a mutual admiration society. We can’t expect everyone to like us or want to be our friend. But through understanding we can nurture inclusion, and it is this that fosters attachment and community