FBD CEO Tomás Ó Midheach told shareholders at the company’s annual general meeting (AGM) that the company had increased its key gross written premium by approximately 5% when compared with the same period in 2025.

Ó Midheach said that the claims so far in the year had been in line with expectations and that there had been no significant impact from weather earlier in the year.

The insurer’s investment portfolio had seen a positive return through the end of April, while bond valuations were lower due to the volatility in financial markets seen this year.

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He said that the company remains strongly capitalised, with its solvency capital ratio at 201%, well above the insurer’s risk appetite in the range of 150% to 170%.

Ó Midheach said this meant there is a strong buffer in place for the insurer and that there is room for further distributions to shareholders.

The meeting heard that FBD has returned €291m to shareholders since 2022 in ordinary and special dividends and share buybacks.

The insurer’s share price performance has reflected the strong earnings and dividend policy since 2022, rising from €7.74 at the start of that year to €16.05 at the time of the AGM, with 25% of that growth coming in the past year.