Sylvester Bourke from Arklow heard the news coverage of the pensions time bomb after the recent budget. It prompted him to make an appointment with his Social Welfare office to check on his own contributions. His aim was simple: to check if he would have enough PRSI contributions paid when he reaches 68 – the time he would be eligible for full pension.

Sylvester, aged 52, started working on the family farm when he was 18.